Here are some tips on how you can save your money:

1.  The best time to save is now!  You can start saving with a small amount.  Do this regularly and faithfully.  A little at a time, every time will help you achieve your financial goals over time.

2.  Income less savings equals expenses.  Set aside certain amount before spending.  Follow the rule of 20/80.  20% must be put in savings and you will only live in 80% of your monthly income.

3.  Cut your credit cards but be sure to have set aside an emergency fund first.  Plastic money is only good when used in emergencies.  Be your own lending agency, if you have to borrow funds from your savings be sure to pay it back as soon as possible.

4.  Plan for your household budget.  Shop wisely, make a list before shopping, stick to your list.  Compare prices.  It is always cheaper to buy per pack instead of per piece.

These tips would only work if  you’ll do it regularly.