Here are some tips on how you can save your money:

1.  The best time to save is now!  You can start saving with a small amount.  Do this regularly and faithfully.  A little at a time, every time will help you achieve your financial goals over time.

2.  Income less savings equals expenses.  Set aside certain amount before spending.  Follow the rule of 20/80.  20% must be put in savings and you will only live in 80% of your monthly income.

3.  Cut your credit cards but be sure to have set aside an emergency fund first.  Plastic money is only good when used in emergencies.  Be your own lending agency, if you have to borrow funds from your savings be sure to pay it back as soon as possible.

4.  Plan for your household budget.  Shop wisely, make a list before shopping, stick to your list.  Compare prices.  It is always cheaper to buy per pack instead of per piece.

These tips would only work if  you’ll do it regularly.

Christmas tree is  a traditional symbol in celebrating Jesus birthday.  Looking at this big Christmas tree is so fascinating with this blinking lights with different colors.  This big Christmas tree located at the Capitol grounds of Lingayen, Pangasinan was a project of our beloved governor Amado Espino, Jr.  made by artists of Pangasinan namely:  Ernesto Elduayan, Jhun Rioferio, Pars Sison ( my kumpadres ), Rudy Del Rosario and my husband Corlito Jr. You can really see the passion of these artists in making this giant Christmas tree with their seven day deadline.  At first, I couldn’t believe that they could finish it with that so limited time, but because of their perseverance and the task given to them, they did it!  Those sleepless nights for waiting for my husband really paid off after seeing the finish product.  Many people really appreciated what they did, I can see in their happy face while looking at this giant Christmas tree.  It became the main attraction in Capitol.  Many are taking pictures with their family and love ones as their souvenir during Christmas 2009 in Lingayen Capitol.  I thank governor for making this project!

I used to have this eye problem before that is so annoying, the fact that my vision is not that good because of some blurs or cloud like and some spots in my vision. These disturbances really affected me, my enjoyment in reading was lessened and I can’t enjoy watching my favorite T.V. shows, and even reading my emails, my life was miserably then.  I even consulted not just one optometrist but three, just to confirm about my eye condition.  They have the same diagnosis, according to them my problem is just usual, it’s an eye floaters.

I do have Vitreous floaters in my eyes.   Many factors affect my situation including genes and ageing.  I’m just 30, so wondered how it happened at my early stage of life. Bad thing about this is that there is no such surgery or modern medicine that can guaranty the elimination or even reduce Eye floaters.  I became worried about this problem, my husband and I were searching for some remedies, I thought that changing my diet and my lifestyle  will improve my condition and also wearing an eye glasses but these simple remedies did not work satisfying. I thought that there’s no solution for my eye problem until a friend  introduce me to this amazing product that really works for an eye problem like I have.  He saw this product while surfing the net and informed me about the product, at first I was that skeptical ordering the product, upon reading those testimonies I decided to try it. The product is simply and easily solution that completely eliminates and get rid about the problem of having Eye floaters which really works and has a lifetime guaranty.  My experience about this amazing product was really rewarding because having eye floaters is like a nightmare for me.  After using this amazing product I no longer see annoying shadows, I even enjoy reading a lot and I can even watch my favorite TV shows without these spider web like disturbing my vision, I can stay longer in front of my computer, reading my emails.  I strongly recommend this product for you to experience the life changing benefit from it.